Privacy Policy

BusinessDebtMatch.com ("BusinessDebtMatch," "we," "our," or "us") is an independent, third-party matching platform that connects business owners seeking debt relief with licensed and vetted debt relief service providers. We operate as a lead generation and referral service — we are not a debt relief company, law firm, financial advisor, or lender.

This Privacy Policy explains what personal information we collect, how we use it, with whom we share it, and what rights you have regarding your information. By accessing our website at BusinessDebtMatch.com (the "Site") or submitting any information through our quiz or contact forms, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy.

Important Notice Regarding Data Sharing: Because our business model is built on connecting you with third-party debt relief companies, we will share the personal and financial information you provide with one or more of our partner companies. Please read Section 5 carefully before submitting any information.

We collect information in the following ways:

A. Information You Provide Directly

When you complete our matching quiz or contact forms, we collect the information you enter, which may include:

• Business information: Business name, type of debt, approximate debt amount, lender names, payment frequency, and financial hardship details.
• Contact information: Your full name, email address, and phone number.
• Financial information: Debt amounts, types of financial obligations (e.g., Merchant Cash Advances, business loans), and your ability to meet current payment obligations.
• Communication records: Any messages, inquiries, or correspondence you send to us.

B. Information Collected Automatically

When you visit our Site, we and our third-party service providers automatically collect certain technical and usage data, including:

• Device and browser data: IP address, browser type and version, operating system, device identifiers, and screen resolution.
• Usage data: Pages visited, time spent on pages, referring URLs, links clicked, and navigation paths through the Site.
• Cookie and tracking data: Information collected via cookies, web beacons, pixels, and similar tracking technologies (see Section 7 for details).

C. Information from Third Parties

We may receive information about you from third-party sources, including advertising platforms (such as Google and Meta), data enrichment providers, and our partner companies, to supplement the information you provide and to verify the accuracy of your submission.

We use the information we collect for the following purposes:

• Matching services: To evaluate your debt situation and match you with one or more debt relief companies from our partner network that are best suited to your specific circumstances.
• Transmitting your information to partners: To share your contact and financial information with our verified partner companies so they can contact you regarding their services (see Section 5).
• Communications: To send you confirmation emails, follow-up messages, and information related to your match or our services.
• Marketing and advertising: To serve you relevant advertisements on our Site and on third-party platforms (such as Google, Meta/Facebook, and others), including retargeting campaigns.
• Site improvement: To analyze how users interact with our Site, identify technical issues, and improve the user experience.
• Legal compliance: To comply with applicable laws, regulations, and legal processes, and to enforce our Terms of Service.
• Fraud prevention: To detect, investigate, and prevent fraudulent submissions, spam, and other unauthorized or illegal activity.

To the extent required by applicable law (including the California Consumer Privacy Act, the General Data Protection Regulation, and similar state privacy laws), we process your personal information on the following legal bases:

• Consent: By submitting your information through our quiz or contact forms, you consent to our collection, use, and sharing of your information as described in this Privacy Policy.
• Legitimate interests: We process certain data to operate our business, improve our services, prevent fraud, and serve relevant advertising, provided these interests are not overridden by your rights.
• Legal obligation: We may process your data to comply with applicable laws and legal processes.

We share your personal and financial information with third-party debt relief companies and other partners. This is a core and essential function of our service. By submitting your information through our Site, you expressly consent to this sharing.

A. Debt Relief Partner Companies ("Network Partners")

When you complete our matching quiz, we transmit your submission — including your name, email address, phone number, business name, debt amount, debt type, lender information, and other details you provide — to one or more debt relief companies in our verified partner network. These companies will use your information to contact you (by phone, email, or text message) to discuss their services and your eligibility for debt relief programs.

Our primary partner is Creditors Relief. Depending on your debt profile and geographic location, your information may also be shared with other licensed debt relief providers. Each partner company's use of your information is governed by its own privacy policy, and we encourage you to review those policies before engaging with any partner.

Once your information has been transmitted to a partner company, that company's data practices are outside our control. We are not responsible for how partner companies use, store, or further share your information.

B. Service Providers

We share information with third-party vendors and service providers that perform services on our behalf, including web hosting, data analytics, email delivery, advertising technology, and customer relationship management. These service providers are authorized to use your information only as necessary to provide services to us.

C. Advertising and Analytics Partners

We use advertising platforms including Google Ads, Meta (Facebook/Instagram), and similar services. These platforms may receive certain information about your visit to our Site (such as pages viewed and actions taken) through cookies and tracking pixels to serve you relevant advertisements and to measure the performance of our campaigns. We may share hashed or anonymized contact data (such as email addresses) with these platforms to create custom or lookalike audiences.

D. Business Transfers

If BusinessDebtMatch is involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of all or a portion of its assets, your information may be transferred as part of that transaction. We will notify you of any such change by updating this Privacy Policy.

E. Legal Requirements

We may disclose your information if required to do so by law, court order, or governmental authority, or if we believe in good faith that such disclosure is necessary to protect the rights, property, or safety of BusinessDebtMatch, our users, or the public.

By submitting your information through our Site, you expressly consent to being contacted by BusinessDebtMatch and our partner companies via email, telephone, and/or text message (including automated calls and text messages) regarding debt relief services, even if your number is on a Do Not Call registry. You may withdraw this consent at any time by contacting us at [email protected]. Note that withdrawing consent does not affect the lawfulness of any processing that occurred prior to withdrawal, and partner companies that have already received your information may continue to contact you pursuant to their own consent agreements.

We use cookies, web beacons, pixels, and similar tracking technologies to operate our Site, analyze usage, and serve targeted advertising. Specifically:

• Essential cookies: Required for the Site to function properly (e.g., session management).
• Analytics cookies: Used to understand how visitors interact with our Site (e.g., Google Analytics).
• Advertising cookies: Used to serve relevant ads and measure campaign performance (e.g., Google Ads conversion tracking, Meta Pixel).
• Retargeting pixels: Allow us and our advertising partners to show you ads on other websites after you visit our Site.

You can control cookies through your browser settings. Most browsers allow you to refuse cookies or delete existing cookies. Note that disabling cookies may affect the functionality of our Site. You may also opt out of interest-based advertising by visiting optout.aboutads.info or optout.networkadvertising.org.

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, including to provide our matching services, comply with legal obligations, resolve disputes, and enforce our agreements. In general, we retain submission data for up to five (5) years, after which it is deleted or anonymized, unless a longer retention period is required by law.

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. These measures include encrypted data transmission (SSL/TLS), access controls, and regular security reviews.

However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information. If you have reason to believe that your interaction with us is no longer secure, please contact us immediately at [email protected].

Depending on your state of residence, you may have certain rights regarding your personal information:

California Residents (CCPA/CPRA)

Under the California Consumer Privacy Act and California Privacy Rights Act, you have the right to:

• Know what personal information we collect, use, disclose, and sell about you.
• Delete personal information we have collected from you (subject to certain exceptions).
• Correct inaccurate personal information.
• Opt out of the "sale" or "sharing" of your personal information for cross-context behavioral advertising.
• Non-discrimination for exercising your privacy rights.

Notice of Sale/Sharing: We may "sell" or "share" (as those terms are defined under California law) your personal information with our Network Partners and advertising partners. To opt out, email us at [email protected] with the subject line "California Privacy Rights Request."

Virginia, Colorado, Connecticut, and Other State Residents

Residents of states with comprehensive privacy laws (including Virginia, Colorado, Connecticut, Texas, and others) may have similar rights to access, correct, delete, and opt out of certain processing of their personal information. To exercise these rights, contact us using the information in Section 13.

All Users

Regardless of your location, you may request access to, correction of, or deletion of your personal information by contacting us at [email protected]. We will respond to verifiable requests within 45 days. Note that we may be unable to delete information that has already been transmitted to partner companies.

Our Site and services are intended solely for adults (18 years of age or older) operating businesses. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have collected personal information from a minor, we will take steps to delete that information promptly. If you believe we have inadvertently collected information from a minor, please contact us at [email protected].

Our Site may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We have no control over the content, privacy practices, or security of third-party sites. This Privacy Policy does not apply to any third-party sites or services, and we encourage you to review the privacy policies of any third-party sites you visit.

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or for other operational reasons. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically. Your continued use of our Site following the posting of changes constitutes your acceptance of those changes.

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

We will make every effort to respond to your inquiry within 10 business days.

BusinessDebtMatch.com is an independent matching and referral service. We do not provide financial, legal, or tax advice. Nothing on this Site constitutes a recommendation or endorsement of any specific debt relief strategy, company, or product. The information provided through our matching service is for informational purposes only. You should consult with a qualified financial advisor, attorney, or accountant before making any decisions regarding your business debt.

Results described in testimonials, case studies, or statistics on our Site are not guaranteed and may not be typical. Individual results will vary based on your specific financial situation, the lenders involved, and the debt relief company you work with.